EXTREME SAVERS You can put away a lot more than the average American without living a deprived life. #Avoid Debt! Since they married two decades ago, Ed Haskell and Debbie Chasteen have saved more than half their income every year. But Ed's aggressive savings habits go back even further. From his early 20s, Ed was determined to live frugally so that he didn't have to work into his 60s. When the couple was dating, Debbie realized how serious Ed was about saving when she needed a new car but didn't have the cash. Rather than have her borrow, Ed offered to put up the money so she could continue maxing out her retirement plan. That avoidance of debt has been a key to their success. Before they make any purchase, even big-ticket items like cars, they save up the cash. In 1996 they paid cash for their first home, a $105,000. "Sure, we could afford a bigger house and more expensive cars, but we're content with the things we have," says Ed, who retired 10 years ago ...
JOB INTERVIEWS Job interviews are short, crisp, and very important parts of your career. A good interview can make your career and a bad interview can either offer you progress at best and seriously hamper your progress at worst. Therefore, it is very important to be completely ready, and know what to say when you attend an interview. In addition, whatever the post may be, or whatever the job position may be, you should clearly know what not to say in an interview. 1. What to Say in a Job Interview. The art of listening One of the first skills of a conversation, let alone an interview, is the art of listening. There is a major difference between hearing and listening. We hear music, an action in which we may miss some lyrics or some part of the music, but we hear what is important to us and what we should pay attention to. During an interview, one should remind oneself to hear, understand and keep in mind what the interviewer is saying. 2. When to speak Also, during an inter...